It's your retirement - How do you provide for your child with a disability?
It's a delicate balance for a parent - planning for their own Retirement and and their child's future care. We know the impact a child with a disability can have on a parent's investment savings and their overall retirement planning.
Traditional Retirement Planning that incorporates Special Needs Planning requires creating an income strategy for parents in retirement and future care for their adult child.
Investment Management Strategies
Management of your assets is personal. It's your hard earned money. We care for your money as we do our own.
We have found that money management is less about investment returns and more about personal returns. We'll manage your returns by managing your behavior and make sound financial decisions with you.
Families also have to navigate complex investment strategies that come with Special Needs Planning. Our network of professionals in the areas of Retirement, Insurance, and Legal & Income Tax Services gives us the tools to design a plan that suits your family's needs.
Allocation, Diversification, & Distribution
Asset allocation and diversification are central to designing distribution income streams in retirement. We employ a disciplined fixed income portfolio alongside indexed sector investing, maintaining each as distinct components of our core retirement investment strategy.
As part of our distribution process, we maintain sufficient annual income reserves that are intentionally uncorrelated with market volatility. This approach helps provide our clients with consistent income, allowing them to navigate retirement with confidence—regardless of short-term market fluctuations.
Estate Planning & Eldercare
Long-term care for aging adults is often an overlooked aspect of disability planning. It’s essential to understand how to manage care responsibilities while also navigating the financial and legal implications that can impact both the oldest and youngest members of the family.
Our team is here to help. We offer access to a trusted network of legal, financial, and other professionals essential to the estate planning process. In addition, we provide a variety of financial instruments tailored to support a comprehensive and well-designed Estate Plan—helping ensure a sense of comfort for your entire family, across generations.